By the register or at the table. One CAT terminal takes your in-store checkout cashless — from credit cards to UnionPay.
Quotes and consultations are free
Transaction fee
3.24%+
Monthly cost
0 JPY+
Payouts
2×/mo (15th & EOM)
Pricing
You pay only the transaction fee and the actual bank-transfer cost. Setup, terminal, and monthly fees are zero — no hidden costs.
Setup fee
¥0
Terminal
¥0
Monthly fee
¥0+
Transfer fee
¥220
* The portable (wireless) terminal carries a ¥1,000/month connectivity fee.
Why IR Payment
01
Exactly the features your checkout needs — nothing more. Choose between countertop and portable models; staff barely need training.
02
With no fixed costs, slow months never weigh on you. Small shops can start with confidence.
03
Run by IR Trading Co., Ltd., supporting shop businesses from Minato, Tokyo for over 15 years. After setup, a dedicated representative supports you directly.
Lineup
Counter checkout or table-side checkout — we recommend the right terminal for how your shop takes payment.
CountertopPanasonic JT-C60
PortableTMN UT-P10
* We will recommend the right terminal for your industry and checkout style when we prepare your quote.
Use Cases
It just sits by your register. Whatever your industry, take in-store checkout cashless. Turned down elsewhere — night venues, salons? Talk to us.
Restaurant
Handle high-ticket dinner checks smoothly, and accept cards and UnionPay from inbound tourists.
Retail
Win the "one more item" purchases that cash-only registers lose. It directly lifts average spend.
Beauty Salon
High-priced courses and ticket packages close more easily on card. Rejected by other providers over high-value services? Talk to us.
Night Lounge
High-ticket nightlife checks are exactly where cashless prevents lost sales. Many licensed adult-entertainment venues on board. Get in touch.
Bar & Snack
Bottle keeps and cover charges settled in seconds. Late-night venues too — IR Trading walks you through screening.
Relaxation
Checkout in seconds after each session, and prepaid tickets for repeat clients become easier to offer.
Fortune Telling
Wrap up payment smoothly after each session. Card acceptance makes ongoing programs and premium courses easier to choose.
Secondhand
Licensed secondhand dealers welcome. Cashless on the sales side raises what walk-in customers spend.
Tattoo Studio
High-value work deserves card payment. Often turned away elsewhere? IR Trading walks you through screening.
How to Start
STEP 01
One minute via the form. A representative replies the same day.
FreeSTEP 02
We quote a fee rate for your industry and offerings, then run merchant screening.
STEP 03
We deliver the CAT terminal and support installation through initial setup. No construction work.
STEP 04
As fast as 3 business days from application — take card payments in store that same day.
As fast as 3 business daysFAQ
Usually 1–2 business days, depending on your industry and offerings. In a hurry? Let us know.
Yes. Newly opened shops are welcome too — start with a consultation.
Yes. We have merchants that other providers rejected — licensed adult-entertainment venues, beauty and hair-removal salons, and more. Get in touch.
No. With power and an internet connection (or mobile network), it works sitting right by your register.
Twice a month, on the 15th and at the end of the month. Exact cutoff and payout dates come with your quote.
No. There are no cancellation or penalty fees — you can cancel anytime.
IR Payment is a dedicated in-store, face-to-face payment service. For e-commerce or online payments, contact us separately.
Contact
We propose a fee rate matched to your industry and average ticket. Inquiries are free.
IR Payment